Kevin & Deborah Abood National Agents Alliance & Lifetime Navigators
"Welcome"
Business expense Reduction, Life, Health, Medicare, Retirement & Annuities
WE ARE HIRING
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- Kevin and Debbie Abood, are the heart and soul behind Family First Financial.
- With a rich background in customer service and product delivery, Kevin and Debbie have long been committed to solving problems and helping people and businesses create a future in which their businesses and personal lives flourish. This passion is the foundation of Family First Financial, a family-owned and operated financial services agency that stands as a testament to their commitment to family and community.
- Through their association with the National Agents Alliance, and Lifetime Navigators, Kevin and Debbie offer a unique blend of personal touch and extensive resources. Their combined 20 years of experience in helping individuals and businesses secure their future sets them apart in the industry. Working with Business solutions companies and partnering with 49 insurance companies, Family First Financial brings a wide array of choices to the table – over 240 financial service options to be precise.
- Kevin and Debbie understand that every client is unique, with distinct needs and goals. That's why they specialize in creating personalized plans, steering away from one-size-fits-all solutions. Their expertise spans a comprehensive range of services, including Business Expense Reduction consulting, Life and Health Insurance, Retirerment Planning and annuities
- Kevin and Debbie invite you to schedule a complimentary appointment today.
About Us
LET US HELP YOU PROVIDE AND PROTECT YOUR FAMILY Trying to plan for your future can be daunting If you don't have a plan . . . Your family becomes impoverished should you die and they lose your income. You will have to continue to work beyond retirement because you don't have enough money to retire. Your assets become tied up in probate court and not distributed to your beneficiaries right away costing your estate the value you wanted to pass on to your heirs. Your income is depleted due to overpaying taxes that you could have avoided given the proper advice. And that leads to sleepless nights and feeling constantly overwhelmed. We don't want that for you. The Family First Financial Group has the right advisors to help you put everything in place so your future is secure for both you and your family.
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What We Cover
Final Expense Life Insurance
What is Funeral and Burial Insurance?
Funeral and burial expense insurance is a type of whole life insurance policy. The benefits of whole life insurance include a guaranteed level premium that will never increase, guaranteed cash value and a guaranteed death benefit that can never get any lower. The cost of final expense coverage is affordable, even if you have some health problems.
The application process is quick and easy. You can apply for final expense insurance coverage without having to undergo a medical examination. You simply have to answer the questions on the application and your agent will do the rest for you.
Why is funeral and burial insurance so important?
The average funeral expenses cost between $10,000 and $30,000 in the United States. With a final expense policy in place you can rest assured, knowing that your debts will never add to your family's grief. Everything, from the cost of burial to hospital bills and probate attorney fees, can be covered. It's not just the responsible thing to do, but it's a final gift to your loved ones in their time of need.
Our funeral and burial insurance services
- Up to $50,000 in covered final expenses
- Many of our carriers offer coverage with no medical exam
- Optional coverage for children and grandchildren
- Use your final expense insurance money early if you're diagnosed with a critical or terminal illness
- Level premiums available that will never increase as you get older
- Coverage available for smokers and those with health issues
Medicare Advantage and Medicare Supplement planning ACA under 65 subsidized Health Insurance
We are associated with all the major Medicare carriers which means we will find the plan that provides the benefits you need. We are dedicated to being your agent to assist you through a wide variety of situations such as medical formulary exceptions, billing, claims, and much more. Our medicare options are based only on what matters to you. Your needs, goals, and preferences always come first. Our plans are provided by Companies chosen for their broad range of options, reliability, and top-tier customer service. Our Experts will ensure that you are on a customized plan that provides the benefits you need and may even refund a part of the premium.Contact FamilyFirstFinancial for a free no-obligation assessment of your medicare plan.
Annuities
Many Americans say their main concern for retirement is that they'll outlive their money. Unfortunately, it's a very real possibility for many people as the cost of living increases and people live longer with each generation.
A lifetime income annuity can solve this problem. Even if you live to be 120, you'll still receive an income every month from your annuity.
We can help you enjoy a stress-free retirement and the freedom to enjoy your golden years.
Why is an annuity so important?
As you know, the United States population is aging and people are living longer. More than 8,000 people turn 65 every day and more people are living into their 80s and 90s. It's a realistic concern that you'll outlive the money you have saved for retirement.
Retirement is no longer as certain as it once was. Pensions and 401(k) plans aren't offered by all employers. And when they are, they come with heavy taxes and can be at risk in the market. People are living longer due to advances in medicine, so outliving financial resources is a real concern for most Americans. An annuity can be a great solution to these problems because it is a secure investment that can guarantee income for your retirement.
If you don't want to risk losing part of your retirement savings in equity-based products with the risk of market losses, an annuity is a great alternative. Fixed and Index annuities offer protection for your principal as well as the gain you receive each year. Your money is never at risk due to market losses because there are minimum guarantees in the contract that protect you.
Many of the annuity products that we offer come with a guaranteed retirement income that cannot be outlived, no matter how long you live or how much retirement savings you have accumulated. Let FamilyFirstFinancial help you get the peace of mind you deserve.